● Sichuan is the first batch of pilot provinces and cities in the country. It will explore 14 projects in 4 areas, and the pilot period will be one year.
● Offline payment security applications based on face recognition will be the "big deal"
On December 9, the reporter learned from the Business Management Department of the Chengdu Branch of the People's Bank of China that recently, six ministries and commissions, including the People's Bank of China, the National Development and Reform Commission, the Ministry of Science and Technology, the Ministry of Industry and Information Technology, the Ministry of Human Resources and Social Security, and the National Health and Health Commission, jointly The document formally approved the "Sichuan Province Fintech Application Pilot Program", marking that our province, as the first batch of pilot provinces and cities in the country, officially launched the pilot work.
In December last year, the People's Bank of China and other six ministries and commissions jointly issued a document and decided to launch pilot projects in fintech applications in 10 provinces, including Beijing, Shanghai, and Sichuan. "Sichuan has a good financial technology foundation." When talking about why Sichuan was selected, the relevant person in charge of the Business Management Department of the Chengdu Branch of the People's Bank of China analyzed that all financial institutions in the province have attached great importance to and invested in the development of financial technology.
According to the plan, our province will focus on improving the level of application of information technology security, promoting the deep integration of finance and technology, promoting the interconnection and interoperability of financial and people's livelihood service systems, improving the quality of public services, promoting the integration of data resources, enhancing the ability of financial benefits to the people, and strengthening Fourteen projects in four areas, including the supervision of science and technology applications and the improvement of financial risk technical defense capabilities, were piloted.
In promoting the deep integration of finance and technology, the application of offline payment security based on face recognition will be the “big deal”. The pilot will explore the use of technologies such as password identification, privacy calculations, data tags, etc., to construct a transfer settlement mode that uses facial features as routing identifiers, and use payment passwords, live detection, etc. to implement transaction verification.
At the same time, our province will also try to embed electronic social security card issuance and service functions in mobile banking. In the future, through mobile banking, we can provide information enquiry, pension qualification certification, online registered medical treatment and other services for insured persons; strengthen supervision The application of science and technology, based on artificial intelligence and knowledge map technology, to build a visual capital transaction chain and improve the accuracy and coverage of suspicious transaction monitoring is one of the pilot contents.
According to the person in charge of the Science and Technology Division of the Business Management Department of the People's Bank of China Chengdu Branch, at present, the People's Bank of China Chengdu Branch is working with the Provincial Development and Reform Commission, the Department of Economics and Information Technology, the Department of Science and Technology, the Department of Human Resources and Social Security, and the Provincial Health and Medical Committee The final plan of the trial is expected to be implemented in early next year. "The duration of the trial is one year. After the trial, the results of the trial will be comprehensively and systematically summarized, and the experience and practices will be organized and promoted." (Peng Yue reporter Lu Wei)